You have 3 resources to keep track of: balance, health, hunger.
The average panhandler makes between $2 and $25 a day. With each day a random value within this range is assigned to your balance total. Once this resource hits 0 it is game over. Health does not increase unless an opportunity arrises but it also does not prompt game over unless you cannot afford to be treated. Hunger will go up or down depending on the current value, always moving towards the value 50. While hunger is low your health will take a hit.
moveforhunger.org
www.socialsolutions.com/blog/2016-homelessness-statistics
endhomelessness.org
petsofthehomeless.org